--- title: FEES description: FEES | Covington --- [Skip to content](https://covcobank.com/fees#main-content) ######   ![fdic (1)](https://covcobank.com/hs-fs/hubfs/fdic%20(1).png?width=82&height=35&name=fdic%20(1).png)FDIC Insured – Backed by the full faith and credit of the U.S. Government - [Home](https://covcobank.com/homepage) - [Personal Banking](https://covcobank.com/personal-checking) - [Certificates of Deposit](https://covcobank.com/certificates-of-deposit) - [IRAS](https://covcobank.com/individual-retirement-accounts) - [Savings & Money Market](https://covcobank.com/savings-money-market) - [Business Banking](https://covcobank.com/business-checking) - [Lending](https://covcobank.com/covington-county-bank-lending) - [Agricultural Lending](https://covcobank.com/agricultural-lending-in-mississippi) - [Services](https://covcobank.com/services) - [Fees](https://covcobank.com/fees) - [About](https://covcobank.com/about-us) - [Contact](https://covcobank.com/contact) - [Online Banking Login](https://covcobank.unifi-digitalbanking.com/login) [![header-logo](https://covcobank.com/hubfs/header-logo.svg "header-logo")](https://covcobank.com/homepage?hsLang=en) - [Home](https://covcobank.com/homepage) - [Personal Banking](https://covcobank.com/personal-checking) Show submenu for Personal Banking - [Certificates of Deposit](https://covcobank.com/certificates-of-deposit) - [IRAS](https://covcobank.com/individual-retirement-accounts) - [Savings & Money Market](https://covcobank.com/savings-money-market) - [Business Banking](https://covcobank.com/business-checking) - [Lending](https://covcobank.com/covington-county-bank-lending) Show submenu for Lending - [Agricultural Lending](https://covcobank.com/agricultural-lending-in-mississippi) - [Services](https://covcobank.com/services) - [Fees](https://covcobank.com/fees) - [About](https://covcobank.com/about-us) - [Contact](https://covcobank.com/contact) - [Online Banking Login](https://covcobank.unifi-digitalbanking.com/login) - [Home](https://covcobank.com/homepage) - [Personal Banking](https://covcobank.com/personal-checking) Show submenu for Personal Banking - [Certificates of Deposit](https://covcobank.com/certificates-of-deposit) - [IRAS](https://covcobank.com/individual-retirement-accounts) - [Savings & Money Market](https://covcobank.com/savings-money-market) - [Business Banking](https://covcobank.com/business-checking) - [Lending](https://covcobank.com/covington-county-bank-lending) Show submenu for Lending - [Agricultural Lending](https://covcobank.com/agricultural-lending-in-mississippi) - [Services](https://covcobank.com/services) - [Fees](https://covcobank.com/fees) - [About](https://covcobank.com/about-us) - [Contact](https://covcobank.com/contact) - [Online Banking Login](https://covcobank.unifi-digitalbanking.com/login) # FEES ## Service Fees & Charges ###### Money Order (per $100.00) ###### $2.00 ###### Fax Services ###### $5.00 ###### Check Cashing (Non-customers) ###### Greater of $5.00 or 3% ###### DDA Overdraft ###### $38.00 per item paid ###### NSF Fees ###### $38.00 per item returned ###### Official Checks ###### $20.00 if $1,000.00 or more $10.00 if less than $1,000.00 ###### Check Printing ###### Fee varies depending on style ordered ###### Replace Debit Card ###### $15.00 ###### Debit Card Limits ###### $500.00 daily ATM withdrawal $1,000.00 daily POS ###### ATM Withdrawal Fee (non-bank ATM) ###### $2.00 ###### Deposited checks returned unpaid ###### $2.00 on commercial accounts ###### Account Research ###### $20 per hour plus $0.50 per copy ###### Stop Payment ###### $38.00 ###### Wire Transfers ###### $15.00 ###### Garnishments ###### $20.00 ###### Levies ###### $20.00 ###### Dormant Account ###### $5.00 per month after one year of inactivity ###### Early Account Closing ###### $30 if account closes within 60 days ## Have Questions? We’re Here to Help Connect with our team to learn more about our banking services and lending solutions. [Speak With a Banker](https://covcobank.com/contact?hsLang=en) [![footer-logo](https://covcobank.com/hubfs/footer-logo.svg)](https://covcobank.com/homepage?hsLang=en) Covington County Bank has proudly served the people of Mississippi since its founding on May 1, 1975. For over five decades, the bank has grown and evolved alongside the communities it serves, consistently adapting to the changing financial landscape while maintaining its commitment to personalized, local banking. ![fdic](https://covcobank.com/hs-fs/hubfs/fdic.png?width=191&height=82&name=fdic.png) ![EHLlogo](https://covcobank.com/hs-fs/hubfs/EHLlogo.png?width=100&height=118&name=EHLlogo.png)   [![Covco thumbnail](https://covcobank.com/hs-fs/hubfs/Covco%20thumbnail.png?width=800&height=1200&name=Covco%20thumbnail.png)](https://51162556.hs-sites.com/equal-opportunity-for-all?hsLang=en)   ### Quick Links - [Home](https://covcobank.com/homepage) - [Personal Banking](https://covcobank.com/personal-checking) - [Business Banking](https://covcobank.com/business-checking) - [Lending](https://covcobank.com/covington-county-bank-lending) - [Services](https://covcobank.com/services) - [Fees](https://covcobank.com/fees) - [About](https://covcobank.com/about-us) - [Contact](https://covcobank.com/contact) - [Online Safety Tips](https://covcobank.com/online-safety-tips) ### Get in touch ![Location](https://covcobank.com/hubfs/Location.svg) Covington County Bank - Main Office 102 South Dogwood Collins, MS 39428 ![Calling](https://covcobank.com/hubfs/Calling.svg) (601) 765-6551 ![Location](https://covcobank.com/hubfs/Location.svg) Seminary Branch 51 Highway 590 W Seminary, MS 39479 ![Calling](https://covcobank.com/hubfs/Calling.svg) (601) 722-3776 ![Calling](https://covcobank.com/hubfs/Calling.svg) Debit Card Activation (866) 633-5293 ![Calling](https://covcobank.com/hubfs/Calling.svg) Lost/Stolen Card: 800-500-1044 © Copyright 2026 Covington County Bank. 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