Checking Accounts

Free Checking

$50.00 minimum to open

Regular Checking

$100.00 minimum to open
$7.00 monthly service charge if the daily collected balance drops below $500.00 any day during the month

Banclub Checking

$100.00 minimum to open
$7.50 monthly service charge for Personal Plan ($10,000 Accidental Death Insurance)
$8.50 monthly service charge for Joint Plan ($20,000 Accidental Death Insurance)
$9.50 monthly service charge for Family Plan ($30,000 Accidental Death Insurance as well as $1,500.00 Accidental Death Insurance per child)

Covington Gold Checking

$100.00 minimum to open
Must be age 50 and up to qualify
$6.00 monthly service charge if the daily collected balance drops below $100.00 any day during the month
Interest is earned on balances of $1,000.00 or more.

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Covington Gold PLUS Checking

$100.00 minimum to open
Must be age 50 and up to qualify
$4.00 monthly service charge
Interest earned on all balances

NOW Accounts

$1,000.00 minimum to open
$7.00 monthly service charge if the daily collected balance drops below $1,000.00 any day during the month